Investment income all has tax implications, we cannot simply ignore taxes if we want to maximize our returns on investments. Taxes in general is complicated, so my goal is to educate myself with some of the most basic guidelines to help myself make better investment and trade decisions. Some of the tax-efficient investment strategies I …
Tax Efficient Investing: Taxable Accounts vs Tax-Advantaged Accounts Read More »
Warren Buffett has been quoted for years saying that the best investment for average investors is to invest in low-cost index funds. Just google and you will find plenty of business and investing websites writing about his advice like in the following articles: Why Warren Buffett recommends index funds to everyday investors by Business Insider …
Best Low-Cost S&P 500 Index Funds (Based On Warren Buffett’s Investment Advice) Read More »
I have been a Wealthfront customer for a few years now and continue to be, but I decided to transfer part of my investment there over to Fidelity. Why I moved from Wealthfront to Fidelity? While maintaining my Wealthfront investment with a relatively high risk tolerance at 9.0 (risk parity) and manage to earn about …
We are experiencing unprecedented times and events in our lives right now but there’s nothing that we cannot overcome collectively. Together we will get through this and beat this virus as well as the fear and market turmoil it sparked. While we are doing our part to social distance from potentially spreading virus unknown to …
Top 10 Things To Do (Or You’ll Regret Not Doing) During Coronavirus Quarantine Read More »
Thought this was an interesting take of the stock prices on the AAMG mega-cap tech companies. I never followed any market analyst advice on what prices to buy and own a specific stock. Most analyst don’t even feel confident enough to take a position when it comes to stock prices and how low is low …
When To Buy Mega-Cap Tech Stocks In This Market Sell-Off? Read More »
The stock market downturn in the past 2 weeks serve as a good reminder that the stock market is risky and volatile. It’s not a wake up call per se because going into this type of investment we know all along that it always carry a high risk. But, we invest anyways because it provides …
Setting Clear Investment Plan To Save For Kids College In Volatile Markets Read More »
We keep hearing about the words market correction and bear market being used on the stock market news a lot. If you are investing, you should know and understand these financial terms and their differences and not be surprised by them when they actually happen. As you will see below, these events do occur rather …
What’s Market Correction, Bear Market and Recession? Read More »
Sharing my personal experience and perspectives on these popular products and services written with my very own opinion and personal take. I’ll skip the product intro because you already have the basic knowledge about them and what they are used for, I think I can offer you a distinct review through personal stories that will …
5 Best Of Personal Finance Products & Why I Love Them Read More »
Unlike actively managed mutual funds, Index Funds and ETFs track an index rather than having a professional fund manager actively manage on a daily basis. By saving on that cost, Index Funds and ETFs charge lower fees to investors. An average fees called expense ratio for an actively managed equity mutual funds is ~0.63% according …
Low Cost Index Funds vs ETFs | Side By Side Comparison Read More »
