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Financial Planning

Tax Efficient Investing: Taxable Accounts vs Tax-Advantaged Accounts

Investment income all has tax implications, we cannot simply ignore taxes if we want to maximize our returns on investments. Taxes in general is complicated, so my goal is to educate myself with some of the most basic guidelines to help myself make better investment and trade decisions. Some of the tax-efficient investment strategies I …

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Warren Buffett's Investing Advice

Best Low-Cost S&P 500 Index Funds (Based On Warren Buffett’s Investment Advice)

Warren Buffett has been quoted for years saying that the best investment for average investors is to invest in low-cost index funds. Just google and you will find plenty of business and investing websites writing about his advice like in the following articles: Why Warren Buffett recommends index funds to everyday investors by Business Insider …

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transfer assets to another brokerage

Transfer Assets from Wealthfront to Fidelity

I have been a Wealthfront customer for a few years now and continue to be, but I decided to transfer part of my investment there over to Fidelity. Why I moved from Wealthfront to Fidelity? While maintaining my Wealthfront investment with a relatively high risk tolerance at 9.0 (risk parity) and manage to earn about …

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when to buy Microsoft, Apple, Amazon and Alphabet stock

When To Buy Mega-Cap Tech Stocks In This Market Sell-Off?

Thought this was an interesting take of the stock prices on the AAMG mega-cap tech companies. I never followed any market analyst advice on what prices to buy and own a specific stock. Most analyst don’t even feel confident enough to take a position when it comes to stock prices and how low is low …

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investment-plan-to-prepare-for-kids-college

Setting Clear Investment Plan To Save For Kids College In Volatile Markets

The stock market downturn in the past 2 weeks serve as a good reminder that the stock market is risky and volatile. It’s not a wake up call per se because going into this type of investment we know all along that it always carry a high risk. But, we invest anyways because it provides …

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difference between market correction and bear market

What’s Market Correction, Bear Market and Recession?

We keep hearing about the words market correction and bear market being used on the stock market news a lot. If you are investing, you should know and understand these financial terms and their differences and not be surprised by them when they actually happen. As you will see below, these events do occur rather …

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best early retirement personal blogs

6 Best Early Retirement Blogs That Are Personal

Not denying that there are a lot of websites and blogs which we can learn personal finance and retirement planning from. Most websites although subject centric, it’s hard to have a connection with unlike personal blogs we can relate through the bloggers’ experiences and journeys. That is why I find myself returning to the same …

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5 Best Of Personal Finance Products & Why I Love Them

Sharing my personal experience and perspectives on these popular products and services written with my very own opinion and personal take. I’ll skip the product intro because you already have the basic knowledge about them and what they are used for, I think I can offer you a distinct review through personal stories that will …

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road to retirement

How much should I save? Am I on track for retirement?

Savings Made Easy I came across these commonly asked money questions all the time, I thought I will put together a list with the easy basic answers as a starting point for somebody to quickly assess their savings progress to know whether they are on track for retirement. How much of my salary should I …

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