Looking to save money in high-yield savings account with larger banks? Let me give you 2 recommendations that you can feel good about parking your money in the bank in the midst of banking crisis after the fall of Silicon Valley Bank in 2023. When we say large American banks, we think of JP Morgan …
Best High Yield Savings Accounts By Big (& Trusted) Banks Read More »
Amid the Chinese stocks regulatory crackdown and selloff, the only individual Chinese stocks I still owned by July 27th was BABA. I bought $15K of the stock at the price of $170 in 2018. While the stock price had previously increased to nearly $300 once, as of this writing, it is down to $185. Although …
Are Chinese Stocks A Good Investment? Why I’m Done Holding BABA Read More »
Investment income all has tax implications, we cannot simply ignore taxes if we want to maximize our returns on investments. Taxes in general is complicated, so my goal is to educate myself with some of the most basic guidelines to help myself make better investment and trade decisions. Some of the tax-efficient investment strategies I …
Tax Efficient Investing: Taxable Accounts vs Tax-Advantaged Accounts Read More »
Warren Buffett has been quoted for years saying that the best investment for average investors is to invest in low-cost index funds. Just google and you will find plenty of business and investing websites writing about his advice like in the following articles: Why Warren Buffett recommends index funds to everyday investors by Business Insider …
Best Low-Cost S&P 500 Index Funds (Based On Warren Buffett’s Investment Advice) Read More »
I have been a Wealthfront customer for a few years now and continue to be, but I decided to transfer part of my investment there over to Fidelity. Why I moved from Wealthfront to Fidelity? While maintaining my Wealthfront investment with a relatively high risk tolerance at 9.0 (risk parity) and manage to earn about …
Thought this was an interesting take of the stock prices on the AAMG mega-cap tech companies. I never followed any market analyst advice on what prices to buy and own a specific stock. Most analyst don’t even feel confident enough to take a position when it comes to stock prices and how low is low …
When To Buy Mega-Cap Tech Stocks In This Market Sell-Off? Read More »
The stock market downturn in the past 2 weeks serve as a good reminder that the stock market is risky and volatile. It’s not a wake up call per se because going into this type of investment we know all along that it always carry a high risk. But, we invest anyways because it provides …
Setting Clear Investment Plan To Save For Kids College In Volatile Markets Read More »
We keep hearing about the words market correction and bear market being used on the stock market news a lot. If you are investing, you should know and understand these financial terms and their differences and not be surprised by them when they actually happen. As you will see below, these events do occur rather …
What’s Market Correction, Bear Market and Recession? Read More »
Not denying that there are a lot of websites and blogs which we can learn personal finance and retirement planning from. Most websites although subject centric, it’s hard to have a connection with unlike personal blogs we can relate through the bloggers’ experiences and journeys. That is why I find myself returning to the same …
Sharing my personal experience and perspectives on these popular products and services written with my very own opinion and personal take. I’ll skip the product intro because you already have the basic knowledge about them and what they are used for, I think I can offer you a distinct review through personal stories that will …
5 Best Of Personal Finance Products & Why I Love Them Read More »
