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Financial Planning

Best High Yield Savings Accounts By Big (& Trusted) Banks

Looking to save money in high-yield savings account with larger banks? Let me give you 2 recommendations that you can feel good about parking your money in the bank in the midst of banking crisis after the fall of Silicon Valley Bank in 2023. When we say large American banks, we think of JP Morgan …

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Are Chinese Stocks A Good Investment? Why I’m Done Holding BABA

Amid the Chinese stocks regulatory crackdown and selloff, the only individual Chinese stocks I still owned by July 27th was BABA. I bought $15K of the stock at the price of $170 in 2018. While the stock price had previously increased to nearly $300 once, as of this writing, it is down to $185. Although …

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Tax Efficient Investing: Taxable Accounts vs Tax-Advantaged Accounts

Investment income all has tax implications, we cannot simply ignore taxes if we want to maximize our returns on investments. Taxes in general is complicated, so my goal is to educate myself with some of the most basic guidelines to help myself make better investment and trade decisions. Some of the tax-efficient investment strategies I …

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Warren Buffett's Investing Advice

Best Low-Cost S&P 500 Index Funds (Based On Warren Buffett’s Investment Advice)

Warren Buffett has been quoted for years saying that the best investment for average investors is to invest in low-cost index funds. Just google and you will find plenty of business and investing websites writing about his advice like in the following articles: Why Warren Buffett recommends index funds to everyday investors by Business Insider …

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investment-plan-to-prepare-for-kids-college

Setting Clear Investment Plan To Save For Kids College In Volatile Markets

The stock market downturn in the past 2 weeks serve as a good reminder that the stock market is risky and volatile. It’s not a wake up call per se because going into this type of investment we know all along that it always carry a high risk. But, we invest anyways because it provides …

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best early retirement personal blogs

6 Best Early Retirement Blogs That Are Personal

Not denying that there are a lot of websites and blogs which we can learn personal finance and retirement planning from. Most websites although subject centric, it’s hard to have a connection with unlike personal blogs we can relate through the bloggers’ experiences and journeys. That is why I find myself returning to the same …

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5 Best Of Personal Finance Products & Why I Love Them

Sharing my personal experience and perspectives on these popular products and services written with my very own opinion and personal take. I’ll skip the product intro because you already have the basic knowledge about them and what they are used for, I think I can offer you a distinct review through personal stories that will …

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